Buying property in Costa Rica as a foreigner can feel overwhelming — especially when local bank financing isn’t an option. But there’s a legal tool that can simplify the process and protect your interests: the Costa Rican trust.
A trust allows you to structure a secure private loan backed by real estate. It works by placing the property as collateral in the trust, ensuring that both lender and borrower are protected without going through lengthy court procedures.
This solution is ideal for foreigners who want to buy property in Costa Rica but don’t have access to local loans — or for those who want to lend money safely in real estate deals.
ERP Lawyers has over 13 years of experience designing bilingual, customized trusts for private lending, estate planning, and asset protection.
We guide our clients every step of the way, ensuring legal clarity and peace of mind.
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